Wholesale Assignment Fee Calculator
Price your wholesale deals with more discipline. Calculate the net fee on an assignment or double close, track earnest money at risk, and see the end buyer price needed to protect your target profit.
What this tool helps with
Quickly test whether the buyer price covers the seller contract, the transaction costs, and your target spread.
Net fee
After estimated costs
Buyer price
Target fee floor
Cash at risk
Earnest money
Structure
Assignment or double close
Use before marketing
Know your minimum buyer price before you blast a deal. That gives you room to negotiate without accidentally giving away your fee.
Calculate your wholesale fee
Start with the price you have under contract and the end buyer's price. The calculator updates your net fee and target buyer price instantly.
Wholesale deal inputs
Compare your contract with the end buyer's price, then account for the way the transaction will close.
The price your purchase contract gives the seller.
The price your buyer will pay to take the deal.
Tracked as cash at risk; it is typically credited at closing, not deducted from the fee.
Used to calculate the minimum price to ask your end buyer.
Transaction structure and costs
An assignment transfers your contract. A double close has two property closings and can add a second set of closing costs.
Include transaction coordination, marketing, title, or unreimbursed deposits.
Only included when you select a double close.
Your wholesale spread
Results update as you change the contract, buyer price, and transaction costs.
Estimated net assignment fee
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Enter both prices to calculate the estimated fee or spread.
Gross assignment spread
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Before title, escrow, marketing, and closing costs.
Total transaction costs
$0
Costs selected for this transaction structure.
Minimum end buyer price
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Contract price + estimated costs + your target net fee.
Estimate only. Assignment rules, disclosure requirements, earnest-money treatment, and double-close costs vary by contract, title company, and jurisdiction. Confirm the transaction structure with qualified local professionals.
Find more wholesale opportunities
Screen daily foreclosure and pre-foreclosure listings, then use the numbers above to qualify a buyer-ready deal.
Protect the spread before you market the deal
A wholesale deal can look profitable until title fees, coordination, unreimbursed earnest money, or a second closing enter the picture. Use a clear price floor and validate the transaction with the title company before you advertise a fee.
The simple math
Gross spread
End buyer price − seller contract price
Net fee
Gross spread − your transaction costs
Minimum buyer price
Contract price + costs + target net fee
Treat earnest money as real risk
Earnest money is commonly credited at closing, but it is still money you can lose if the contract terms are not met. Make the deadline, inspection, and assignment language clear before you commit it.
Assignment: the leaner structure
An assignment lets the end buyer step into your purchase contract. It can be simpler and less capital-intensive, but the contract, seller disclosure, buyer expectations, and local rules all need to support it.
Double close: more privacy, more cost
A double close creates a seller-to-you closing and a you-to-buyer closing. It may suit situations where an assignment is not accepted, but it can require funding and can add title, escrow, recording, and transactional costs.
Do not confuse spread with profit
The difference between two prices is only gross spread. Subtract every cost you are responsible for before committing to a fee or promising a price to your buyer list.
Wholesale assignment fee FAQs
Answers to common questions about structuring and pricing a wholesale real estate deal.
How do you calculate a wholesale assignment fee?
For a simple assignment, start with the end buyer price minus your seller contract price. Then subtract assignment, escrow, marketing, and other transaction costs that you will pay. The remainder is the estimated net assignment fee.
What is the difference between an assignment and a double close?
With an assignment, you transfer your purchase contract to the end buyer for a fee. With a double close, you buy the property from the seller and resell it to the end buyer, so there are two closings and usually more title, escrow, funding, and recording costs.
Does earnest money reduce my wholesale assignment fee?
Earnest money is generally credited toward the purchase at closing, so it is cash at risk rather than an automatic reduction to profit. If it will not be reimbursed or credited, include it in the transaction-cost field so the calculator reflects that expense.
How do I find the minimum buyer price for my target fee?
Add the seller contract price, your estimated transaction costs, and your desired net fee. That total is the minimum end buyer price needed to reach the target under the assumptions you entered.