Bay County Foreclosure Listings
61 foreclosure, pre-foreclosure, and REO listings tracked in Bay County, Florida, 10 of them with a sale date still ahead. Aggregated from 6 sources and refreshed every morning at 6 AM ET with owner details, auction dates, and market valuations.
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61
Listings tracked in Bay County
10
Auctions in the next 30 days
Jul 21
Data snapshot updated
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3-Day Trial
Bay County Foreclosure Snapshot
Bay County is the 26th busiest of the 55 Florida counties we track, holding 0.9% of the state's tracked foreclosure inventory (Florida has 67 counties in total). The next scheduled sale date on record is July 21, 2026, which is today.
61
Listings tracked
10
With an upcoming sale date
26th
Rank in Florida
6
Contributing sources
Snapshot taken July 21, 2026. Live counts update daily inside the dashboard. See our data methodology for sources, cadence, and limitations.
Upcoming Bay County Foreclosure Auctions
Real foreclosure listings from Bay County, updated daily across hundreds of public records and auction sources. Sample refreshed Jul 21. Sign up to see full details, owner info, and export data.
| Address | City | State | County | Beds | Baths | Sq Ft | Type | Auction Date | Est. Value | Owner | Bid |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 12820 Clear Creek Rd | Youngstown | FL | Bay | 3 | 2 | 2,040 | Foreclosure Homes | 09/02/2026 | $268,527 | ||
| 6908 Sunset Ave | Panama City | FL | Bay | — | — | — | — | 04/20/2027 | — | ||
| 6908 Sunset Ave, | Panama City | FL | Bay | — | — | — | — | 04/20/2027 | — | ||
| 120 Hombre Circle | Panama City Beach | FL | Bay | — | — | — | — | 05/21/2027 | $561,934 | ||
| 3111 E 2nd Plz | Panama City | FL | Bay | 3 | 2 | 1,159 | Single Family Home | 07/21/2026 | $200,000 | ||
| 211 N Berthe Ave | Panama City | FL | Bay | 3 | 2 | 1,374 | Single Family Home | 07/21/2026 | $224,000 |
12820 Clear Creek Rd
Youngstown, FL · Bay County
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6908 Sunset Ave
Panama City, FL · Bay County
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6908 Sunset Ave,
Panama City, FL · Bay County
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120 Hombre Circle
Panama City Beach, FL · Bay County
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3111 E 2nd Plz
Panama City, FL · Bay County
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211 N Berthe Ave
Panama City, FL · Bay County
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Showing 6 of 61 listings tracked in this market, updated daily from hundreds of public records and auction sources. Each listing also includes owner name, bid amount, and market valuation.
Get 10 sample Bay County, FL foreclosure leads
See the kind of records inside the dashboard before starting a trial: addresses, auction timing, estimated value, and the locked owner fields paid users export.
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We aggregate from all these sources so you don't have to check them one by one.
Where Bay County Foreclosures Are Concentrated
The cities carrying the most tracked inventory inside Bay County, by listing count.
| City | Listings tracked | Share of county |
|---|---|---|
| Panama City | 35 | 57.4% |
| Panama City Beach | 12 | 19.7% |
| Lynn Haven | 4 | 6.6% |
| Youngstown | 4 | 6.6% |
| Callaway | 1 | 1.6% |
| Fountain | 1 | 1.6% |
What's Included in Bay County Foreclosure Data
Every Bay County listing carries the same normalised fields, whichever source it arrived from:
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Sarah Mitchell
Real Estate Investor
“I went from closing 1–2 deals a month to 5–6. Having a reliable pipeline of distressed properties in one place completely changed the trajectory of my business.”
David Chen
Wholesaler
How to Buy Foreclosures in Bay County
1. Track the county sale calendar
Florida foreclosure sales are conducted at the county level. The next Bay sale date on record is July 21, 2026.
2. Filter to your buy box
Narrow the 61 Bay County listings by city, property type, bid amount, beds, and valuation before you commit time to a drive-by.
3. Underwrite the deal
Use the included market valuation and property detail to set your maximum bid. The Florida median foreclosure price is around $265,000.
4. Bid or contact the owner
Attend the Bay sale with certified funds, or reach the owner directly using the owner details included on pre-foreclosure records.
Florida process note: Florida is a judicial foreclosure state with timelines of 6-12 months, giving investors extended windows for pre-foreclosure deals. As one of the highest-volume states in the country, Florida offers diverse opportunities from Miami condos to Jacksonville single-family rentals.
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Frequently Asked Questions: Bay County Foreclosures
How many foreclosures are there in Bay County, Florida?
We currently track 61 foreclosure and REO listings in Bay County, of which 10 have a scheduled sale date still ahead. That is 0.9% of all Florida listings we track, making it the 26th busiest of the 55 Florida counties in our database. Counts come from a snapshot taken July 21, 2026 and are refreshed daily inside the dashboard.
When is the next foreclosure auction in Bay County?
The next scheduled sale date we have on record for Bay County is July 21, 2026. Florida auctions are typically conducted at the county level, so dates cluster on a recurring sale day. Upcoming dates for every Bay County property are listed in the dashboard and update every morning at 6 AM ET.
Where in Bay County are the foreclosures concentrated?
The largest concentrations in our Bay County data are Panama City (35 listings), Panama City Beach (12 listings), Lynn Haven (4 listings). The full city-by-city breakdown is on this page, and every listing carries its own address.
Where does Bay County foreclosure data come from?
Bay County listings are aggregated from 6 separate feeds covering county records, trustee and law-firm sale notices, and government auction platforms. We normalise them into one schema so the same property from two sources appears once. See our data methodology for the full source list and update cadence.
How do I buy a foreclosure in Bay County?
Identify the property in our Bay County data, then follow the route that matches its status. For courthouse auctions, attend on the scheduled sale date with a cashier's check as Bay requires. For bank-owned (REO) properties, contact the listing lender or work with a buyer's agent who knows Bay County procedure. In Florida the typical filing-to-auction window is 180-365 days.
How much does Bay County foreclosure data cost?
We offer three plans: $15/week, $49/month, or $449/year, all with a free 3-day trial. Every plan includes full access to all 50 states, daily updates, unlimited CSV and Google Sheets exports, saved searches, and email alerts. Your subscription renews at the selected plan price after the trial unless you cancel before it ends, and every plan includes a 30-day money-back guarantee.
Other Florida Counties We Track
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